What does homeowners insurance cover?

 Helps protect your home’s structure, built-in appliances and wall-to-wall carpet from dama 

 May help pay to rebuild your home to current building codes after a covered loss. 

 Helps cover your personal property not attached to or built into your home, such as furniture and clothing. 

 Covers additional structures not attached to your house, such as a shed, fence, barn, detached garage or gazebo. 

  If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages. 

  May help pay for medical or funeral expenses of someone who is injured on your property.